Culture-Specific Detail Does Not Need Explaining
An early reader of my English draft circled the sentence where a grandmother presses a coin into a child's palm and closes the child's fingers over it herself, and wrote in the margin: what does this mean, should there be a footnote.
There was no footnote, and I did not add one. The gesture is a small piece of Algerian and wider Maghrebi practice, giving a coin at a leaving or an arrival, the giver closing the receiver's hand over it rather than trusting the receiver to hold on, a way of making the gift irrevocable, already given, not offered for consideration. I could have written a sentence explaining that: something like, as was customary, she closed his fingers over the coin, sealing the gift so it could not be politely refused. My reader wanted exactly that sentence. I think adding it would have made the paragraph worse, and worse for a reason that has nothing to do with authenticity and everything to do with how meaning actually reaches a reader.
The consequence rule
A cultural detail does not need a definition if it has a consequence the reader can already see. In the scene, the child later does not offer the coin back, does not ask the grandmother whether she meant to give it, and near the end of the chapter uses it exactly once, to make a phone call the grandmother would not have approved of. Every one of those later beats depends on the coin having been fully, irrevocably given in that first scene, on the reader having understood, without being told, that the matter was already settled the moment the grandmother closed the child's fingers over it. The gesture's meaning is not stated anywhere. It is proven by what the story does with it three scenes later.
My rule now is to write the detail doing something, changing what a character can or cannot do next, before I ever consider writing a sentence that names what the detail is. If a reader can watch the coin become unrefusable through the plot rather than through a definition, the definition is not clarifying anything the plot has not already made clear. It is repeating, in slower and more self conscious language, information the reader already extracted for free.
Testing it the other way
I ran the same test on a scene by a Quebecois writer I once helped edit, a description of a sugar shack in early spring that meant nothing to me on first read beyond a building where syrup is made. The scene never explained what a sugar shack season means to the families who run one, the single stretch of weeks that decides a year's income, the specific anxiety of watching the thermometer. Instead, a character checked the temperature four times in one page and could not sleep, and another character's whole life plan changed based on how the sap ran that particular week. I did not need the explanation. The consequence of the weather, someone's year made or ruined by four degrees, told me everything the definition would have, and told me faster, because I felt the stakes instead of being informed of them.
The obvious objection
You could object that this only works for readers willing to sit with confusion for a page or two, and that plenty of readers, faced with an unexplained gesture, will simply feel excluded rather than intrigued, close the book, and never reach the payoff three scenes later that was supposed to retroactively clarify everything. That is a real risk and I do not think it is small. A detail that pays off in scene four does nothing for a reader who quietly decided in scene one that this book was not written for them and stopped reading.
The honest answer is that the consequence has to arrive fast enough to hold the reader's patience, and if it cannot, the fix is to move the consequence earlier in the draft, not to add an explanation instead of one. For the coin, I checked how many pages passed before the child's refusal to give it back first appears, and cut that gap from an entire chapter down to two pages, moving up a small scene that had originally come later. The detail still is not explained anywhere in the book. It simply proves its own meaning sooner, which solves the patience problem without asking the sentence to do a definition's job.
What this refuses
What I am refusing here is not explanation in general, which has its place in essays and in nonfiction where a reader has picked up the book specifically to be informed. What I am refusing is the specific reflex, in fiction, to treat an unfamiliar detail as a comprehension problem to be solved with a defining clause, rather than as a narrative resource whose meaning the plot is already equipped to deliver, usually faster and always more convincingly than the clause would have. A reader who works out what the coin means from what it does remembers that meaning as something discovered. A reader who is handed the definition remembers, at best, that they were told.